Services

TRULY CUStOMIZABLE

TRULY CUSTOMIZABLE

Customization

The CUAC team will customize an indirect lending solution that is truly unique to your Credit Union and your lending needs. Our approach is not a one size fits all. With over 22 years of experience helping Credit Unions reach their lending goals, we have learned that each financial institution is different and requires a distinctive solution. CUAC provides services in the areas of underwriting, loan processing and fulfillment, ACH and data processing, due diligence, compliance and consulting. Whether your Credit Union needs our Full-Service offering where all of these elements are provided by our organization; or, your needs are more in line with our Application Provider Service where applications are delivered to you through our partners at Dealertrack and RouteOne, CUAC will work closely with you to provide a truly customized program that provides you everything you need and nothing you don’t.

Technology

CUAC provides your Credit Union at a competitive edge with putting you at the point-of-sale using today’s industry standard portals – Dealertrack and RouteOne. If you are looking to compete with captive lenders, national and regional banks as well as other Credit Unions in your market, you must be available on those tier 1 portals. If you are utilizing a 3^RD party solution that is not connected to Dealertrack and RouteOne, you are already at a disadvantage. With eContracting becoming more and more popular with dealers and consumers, make sure your current indirect solution provides that flexibility and convenience to your members. If you are looking to harness these types of technology, as well as automated dealer pay-offs and Digital Document Solutions, chat with a CUAC solutions provider today to find out how you can take your indirect technology to a new level.

Cost Effective

CUAC provides the ability for Credit Unions to utilize all of the latest technology and take advantage of a vast array of customized services with little or no up-front costs. Our unique product offerings with the a-la-carte approach allow your Credit Union to pay only for those services that you need with no baked in or unneeded costs for those things you don’t. Our Full-Service product provides all of the functions of an indirect program and allows you to only pay for each funded loan while not worrying about any variable costs associated with applications, credit bureaus and additional data processing. Our Application Provider Service platform allows a very low cost entry for the Credit Unions that have the expertise to underwrite loans and operate other facets of the indirect lending process. Let us discuss your lending goals with you today to discuss a precise offering that fits your organization’s needs.

data driven

From managing risk to loan profitability margins, data and a robust reporting suite are essential to running a successful indirect lending program. In addition to hearty reporting tools within our Loan Origination Software, CUAC utilizes the PowerBI platform from Microsoft to provide your institution with real-time dashboarding tools to more effectively manage credit risk, pricing and profitability as well as dealer performance. Gone are the days of needing to continually run daily, weekly and monthly reports for up to date production information. Instead, take advantage of CUAC’s PowerBI solution for real-time data analysis and use our report scheduler tool to automatically run and deliver key reports at your desired intervals via email.